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As Independent Agents, we work with many companies and this allows us to shop and find your the Best Policy at the Best Rate. We are your One Stop Shop for all of your Insurance needs.


We Can help you find the right policy at the best price for your business by shopping over 40 A rated companies and programs in California. These are just a few examples of business types we can insure:

  • Artisan Contractors & Builders
  • Business Offices
  • Retailers & Whole Sellers
  • Restaurants
  • Beauty Salons & Barbor Shops
  • Health & Fitness Clubs
  • Concession Stands, Kiosks & Vendors
  • Lawn Care
  • Landscaping Contractors
  • Childcare Centers (Inc Residential)
  • Specialty Training Schools
  • Vacant Building & Land
  • Special Events & Film Productions
  • Auto Repair & Body Shops
  • Sign Shops and installers
  • Liquor Stores
  • Pool Installation & Maintenance
  • Roofers & Solar Installers
  • Security Guards & Patrols
  • Janitorial Services
  • Lessors Risk & Premises Liability
  • and more...

We also offer Commercial Auto, Workers Comp, and Professional Liability, Employment Practices Liability (EPLI), and Package Policies called Business Owners Policy (BOP) that cover your business property & liability.

Commercial General Liability (CGL) is the standard commercial liability policy for businesses. There are three primary coverage sections that make up a CGL policy:

  • Premises liability
  • Products liability and
  • Completed operations

A Generally Liability Policy usually covers these five items:

    • Property Damage
    • Bodily Injury
    • Medical Payments
    • Defense Costs
    • Personal & Advertising Injury

Premises liability covers liability for accidental injury or property damage that results from either a condition on your premises or your operations in progress, whether on or away from your premises. A products liability hazard exists for any business that manufactures, sells, handles, or distributes goods or products. The hazard being the potential liability for bodily injury or property damage that arises out of your goods or products. Completed operations covers your potential liability for bodily injury or property damage that arises out of your completed work.

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